However, certain debts, like child support; most federal, state and local taxes; student loans; and debts incurred as a result of drunk driving or as a result of intentional or malicious injury cannot be discharged in a Chapter 7 bankruptcy.
It is important to consult a knowledgeable and experienced attorney like the attorneys at Badnell & Dick Co., LPA to make sure you completely understand which debts will be released, and which debts you will still be responsible for following the filing of a Chapter 7 bankruptcy. Most of our clients get through the Chapter 7 bankruptcy process in four to six months.
Our attorneys know the State and Federal exemption laws, the Federal Bankruptcy Code and the Local Rules of your specific Bankruptcy Court inside and out. They are also knowledgeable in other areas of consumer protection, including foreclosure defense and fair debt collection actions. Our Chapter 7 Bankruptcy clients are also given a fresh financial start which allows them to re-establish and rebuild their credit rating.
Utilizing this knowledge, we enable most of our clients to keep the majority of their assets while discharging their debts. Our Chapter 7 attorneys fight tirelessly to put an end to:
- Harassing telephone calls from collection agencies
- Garnishments on wages and/or bank accounts
- Foreclosures or evictions
- Automobile repossessions
Each individual situation should be looked at carefully by an experienced attorney before someone should file a Chapter 13 Bankruptcy or a Chapter 7 Bankruptcy. Call Badnell & Dick Co., LPA today to discuss your situation and see if now is the right time for you.
Federal law requires the following statement: We are a debt relief agency. We help people file for protection under the bankruptcy code.
Federal law requires the following statement: We are a debt relief agency. We help people file for protection under the bankruptcy code.
