Thursday, July 21, 2022

Denied Social Security Disability Benefits: What's Next?

My SDI Claim Has Been Denied: What's Next?

The approval rate for Social Security Disability Insurance in Ohio is currently only 30%.

Unfortunately, the chances of your Social Security Disability Claim getting denied are very high; 70% of Ohioans are denied their right to these benefits. If you're reading this and you cannot gain access to your benefits, you may be wondering how you will support your family. If you cannot work and have no income source, what's next?

First, you should be armored in knowledge. Knowwhy you were denied so you can refute the cause. The most common reason is that the Disability Examiners from your state DDS (Disability Determination Services) agency deemed the evidence for your claim insufficient. If you do not include medical records in your claim, chances are it will not get approved. If you don't have medical records that support your claim, the best next step is to talk to your physician about your disability. Talking to your physician about your disability can be difficult, but it is worth it for those who cannot work due to their impairments or limitations.

After consulting your physician and retrieving required medical documents, you may also check that you have appropriate evidence and seek professional guidance from attorneys familiar with the strict SDI criteria. Your legal team can help you pursue an appeal and fill out any required forms using your new information. They will also be able to assist you should your appeal efforts need a hearing before a judge.

At Badnell & Dick Co., we know that a red "denied" stamp does not always mean no. Sometimes, it just means you will have to go through extra hoops to reach your goal, and we'll help you get there. When you're overwhelmed by Social Security Disability issues, rest assured that we have years of experience assisting many clients in getting approval from the DDS. Call us at 1-800-234-9511 to speak with one of our attorneys and fight this battle the right way!

Thursday, May 12, 2022

When To Call About Social Security Disability

 Call Badnell & Dick Co., LPA The Moment You Submit Your Social Security Disability Claim



Applying for Social Security Disability benefits can be one of the most stressful times of your life. Many times, you have no additional incoming coming in, and the future is a scary and hazy place. Without proper representation from a disability benefits attorney, you could wait a substantially long time before receiving notice, or even worse, your claims can come back denied. Many claims are denied because most people feel as though they can not afford an attorney, so they fail to seek legal assistance while treading through unknown and challenging waters. Denied claims can be devastating for those who need assistance to their inability to enter the workforce. If you are able to continue working, there's a chance your benefit is denied simply because you're still maintaining an income above the poverty line from part-time work. At this point, if you're making more than the permitted salary, the Social Security Administration assumes that you must not be that disabled and will not require assistance.

In many cases, Badnell & Dick Co., LPA, finds that forms that have been submitted before seeking our services are incomplete and filled out incorrectly, resulting in the denial of clams. The number of documents that need to be submitted in total completion is tyrannical, but it is undoubtingly essential that each form is triple-checked. Our law offices can help take the burden of incomplete forms off of your chest. The Social Security Administration may require you to jump through even more hoops regarding the number of necessary consultations and physical exams performed by medical physicians and specialists. If you relied on your previous employer for insurance and no longer have the luxury of these benefits, the cost of these visits alone could be shattering. It is suggested that you keep a detailed log of every visit, phone call, prescription, and treatment along with following the guidelines of prescribed therapy, or your benefits will be denied. The only exception is that you are so mentally or physically incapacitated that you cannot perform the treatment. 


Many denied Social Security Disability claims could have been approved had the applicant sought out the services of a reputable disability attorney such as Badnell & Dick Co., LPA, before filing. We are here to help you fill out the paperwork and will gather the proper medical evidence necessary to support your claim. Don't wait any longer to proceed with your Social Security Disability benefits. If you're in the Mansfield, Cleveland, and Columbus, Ohio regions, call our law offices today at (419) 525-0800



Saturday, April 23, 2022

Is Your Landlord Abusing Your Rights? Take Action

If you believe your landlord is in violation of the law, read on to learn more. 

So, you found the perfect apartment, for the perfect price, located in the perfect area. There's just one problem: your difficult landlord. Have you experienced ignored calls, evasion of privacy, and the shutting off of utilities? If so, what should you do, and how do you know the difference between a difficult landlord and an abusive one? The number one thing to remember is to never settle. Don't let your landlord drive you to leave. Instead, determine the severity of your situation, and take action. Read on to learn about your options: 

Is it Harassment?
Harassment occurs when the landlord intentionally makes the tenant uncomfortable and can manifest in many ways. For example, by: 
  • Threats 
  • Refusal of payments
  • Refusal to send the tenant a receipt for rent/lease payments
  • Refusal of repairs
  • Lying to tenant
  • Purposefully disturbing the peace 
These are just a few examples. If your landlord exhibits different behaviors, but you are still unsure if such behaviors classify as abuse, seek counsel from a trusted legal advisor

Take Action

Before taking action, ensure that you are not violating your lease agreement; this will protect you in the event that you need legal help. If you are in violation of the lease, evaluate whether your landlord's response is appropriate. If not, the best solution is to have a calm conversation. However, that's not always possible: it takes two to come to an agreement, after all. 

If you cannot resolve issues with your landlord alone, talk o the property manager or the owner. If unsuccessful, the third step is to let lawyers settle it. If the dispute is escalated in this manner, have notes ready that detail recent disagreements. 

Badnell & Dick of Ohio will fight to ensure you receive the compensation you deserve. It is better to seek an experienced attorney to help you navigate our tricky legal system than to endure legal hardship alone. Seek assistance today to settle your claim the right way. Visit our website to learn more!



Saturday, February 26, 2022

How Do You Get Workers' Compensation?

 Workers' Compensation and You


At the Badnell & Dick Company, you can count on us to get you the compensation you deserve. With over 20 years of experience, we have successfully assisted clients in negotiating benefit rates, ensuring unpaid medical bills get paid, cross-examine employer's witnesses who contradict the client's account of what happened and obtaining a judgment of permanency to compensate for future lost wages. 

If this situation sounds similar to something you are going through after an injury or illness sustained at work, you may qualify to open a workers' compensation case. Workers' compensation is a health benefit similar to health insurance that only goes into effect when an injury or illness is sustained as a result related to their job. The system has two main components where the employer will either pay the costs of medical care, or they will pay the client to replace their wages.

Under state law, all Ohioans, with few exceptions, have a right to this compensation system. The state law also holds all employers responsible for carrying a workers' compensation policy. All employees can receive workers' compensation if they sustain a job-related injury or illness as long as they are not found to be under the influence of any kind, fighting with another employee, or breaking company policies at the time of the incident. After the incident, employees are encouraged to seek medical attention immediately, file an incident report with the company, and then file a claim.

With us, you can ensure we will fight to ensure you receive the compensation you deserve. It is better to seek an experienced attorney to help you navigate our tricky legal system than to go through yet another hardship. Seek assistance today to ensure you are compensated for your medical bills or missed wages. Visit our website to learn more!

Saturday, February 19, 2022

What Do Personal Injury Attorneys Do?

 Personal Injury Attorneys Work For You.

Our Personal Injury Attorneys at Badnell & Dick Co., LPA, have a combined experience of thirty years negotiating and working with insurance companies to get you what you deserve out of your claim. We do not work with or for insurance companies; we only work for you and strive to bring you the compensation you deserve while also allowing you time to recover from your injury. We take so much pride in our work, we do not see a dime of what you pay us until we succeed in recovering money for you!

So, you may be wondering, when is a personal injury attorney needed? Many times, in instances such as car accidents or any other situation when an individual is a victim of an injury, they can seek legal help to receive financial compensation. This could be used to cover damages, medical bills, or compensation for missed work time. 

Additionally, personal injury attorneys specialize in tort law. This type of specialization covers instances where one loses income, suffers mental or physical pain, or damages property. In the context of what most personal attorneys work for is a negligent tort, these are common accidents ranging from motor vehicle collisions to slip and fall cases. When a client faces this kind of accidental mistreatment, they often miss time at work recovering from the incident or lose money paying for medical bills. That is what we are here for, we want to ensure you walk out of the courtroom without worry of how you will pay your bills. It is not your fault that accidents happen and we promise to make it right.

Common encounters with personal injury attorneys consist of them assessing your situation first. They will explain how much time you have to file a lawsuit and explain your rights to you. As the case goes on, they will advise you by explaining complex legal terms and phrases, then they work for you by representing you in court and presenting your case. 

A personal injury attorney does more than you may think. They start and end your case working as hard as they can to see you get the compensation you deserve. And, if they fail, they do not see a dime until you do. We will be here for you, let us work your case today. Visit our website to read more about our dedicated attorneys or call us at 800-234-9511 to talk about your situation!

Thursday, February 10, 2022

Make your Financial Decisions Easier with Badnell & Dick

Find the Best Fit for your Bankruptcy Claim.


As many of us have figured out, life is hard. Inevitably, debts will happen, and financial decisions will become a burden. Sometimes when you fall too deeply into debt, bankruptcy will be your ultimate decision. This decision should not be hard when you already have enough on your plate, and this is where we come in. At Badnell & Dick Co. LPA, we, with 25 years of service, will gladly help you in your time of need.

We offer two types of bankruptcy claims you can make with our attorneys: chapter 7 and chapter 13. Our experienced attorneys, with offices in Columbus, Dayton, Mansfield, Lima, and Canton, make the process of filing for bankruptcy easy and accessible for all of our clients. 

Chapter 7 allows individuals to discharge their debts, giving them a fresh financial start. Examples of debts that can be discharged include medical bills, credit cards, payday loans, repossessions, and civil judgments for vehicle accidents. The process only takes four to six months, and after your case is settled, you will learn how to manage your finances.

Our other option is a chapter 13 bankruptcy claim. This is open to individuals with a regular income who wish to pay off debts throughout a period of time and discharge other debts that are not paid. The process for this type of bankruptcy takes much longer because it gives the debtor time to repay their debts, which is usually 36-60 months for the case to settle. 

Bankruptcy comes with its own set of complications. We can help make the process easier. At Badnell & Dick LPA, we have experienced attorneys in offices around Ohio to make our clients’ lives easier during this time of financial crisis. If you are experiencing financial difficulties, call us today at (800) 234-9511 or visit our website to set up a free no-obligation consultation!


Friday, January 28, 2022

Is Bankruptcy Right for You and Your Credit?

 

Bankruptcy sounds terrible, but it's not the end of the world. It may even be the right option for you. Many patrons in the Mansfield, Columbus, and Canton, Ohio areas looking to file bankruptcy have done so successfully. Bankruptcy can alleviate a lot of everyday stress that could be detrimental to your health. It stops collection calls, lawsuits, threat letters in the mail, and the potential for wage garnishments. In a clear sense, it erases your debt. Despite what you’ve heard about the scary facts, bankruptcy may help your credit scores. So truth be told, credit bureaus and scoring experts often say bankruptcy is the single worst thing you can do to your credit and your ranking for future borrowed purchases. There are foreclosures which is the legal process by which a lender attempts to recover the amount owed on a defaulted loan by taking ownership of the mortgaged property and selling it; repossessions can occur when a credit account is delinquent, the lender can take action to repossess the property tied to the loan without notice, charge-offs are taken off the creditor's balance sheet when a payment is between 90 and 180 days past due. If no payment is made, creditors assume the debt is unlikely to be paid, and then the dreaded collections. Although these are severe factors for your score — nothing else can drive you down as fast and far as a bankruptcy. 

The critical thing to know is that’s not the whole story. Most people struggle so long with their debt that their credit is already battered by the time they file for bankruptcy. Once they decide to take the leap of faith, their scores typically rise, not fall. If the debt is erased or, as the court states, as a “discharge,” your score can begin to increase, and within a year, you may be way better off.
Having the right attorney can help you discharge your debts and help you identify which type of bankruptcy filing is right for your situation is crucial. At Badnell & Dick Co. L.P.A, we're here to help walk you through the process. To learn more, call 800-234-9511 or visit us online at www.badnellanddick.com
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