Is Your Landlord Abusing Your Rights? Take Action

If you believe your landlord is in violation of the law, read on to learn more. 

So, you found the perfect apartment, for the perfect price, located in the perfect area. There's just one problem: your difficult landlord. Have you experienced ignored calls, evasion of privacy, and the shutting off of utilities? If so, what should you do, and how do you know the difference between a difficult landlord and an abusive one? The number one thing to remember is to never settle. Don't let your landlord drive you to leave. Instead, determine the severity of your situation, and take action. Read on to learn about your options: 

Is it Harassment?

Harassment occurs when the landlord intentionally makes the tenant uncomfortable and can manifest in many ways. For example, by: 

• Threats 
• Refusal of payments
• Refusal to send the tenant a receipt for rent/lease payments
• Refusal of repairs
• Lying to tenant
• Purposefully disturbing the peace 

These are just a few examples. If your landlord exhibits different behaviors, but you are still unsure if such behaviors classify as abuse, seek counsel from a trusted legal advisor. 

Take Action

Before taking action, ensure that you are not violating your lease agreement; this will protect you in the event that you need legal help. If you are in violation of the lease, evaluate whether your landlord's response is appropriate. If not, the best solution is to have a calm conversation. However, that's not always possible: it takes two to come to an agreement, after all. 

If you cannot resolve issues with your landlord alone, talk o the property manager or the owner. If unsuccessful, the third step is to let lawyers settle it. If the dispute is escalated in this manner, have notes ready that detail recent disagreements. 

Badnell & Dick of Ohio will fight to ensure you receive the compensation you deserve. It is better to seek an experienced attorney to help you navigate our tricky legal system than to endure legal hardship alone. Seek assistance today to settle your claim the right way. Visit our website to learn more!

How Do You Get Workers' Compensation?

 Workers' Compensation and You

At the Badnell & Dick Company, you can count on us to get you the compensation you deserve. With over 20 years of experience, we have successfully assisted clients in negotiating benefit rates, ensuring unpaid medical bills get paid, cross-examine employer's witnesses who contradict the client's account of what happened and obtaining a judgment of permanency to compensate for future lost wages. 

If this situation sounds similar to something you are going through after an injury or illness sustained at work, you may qualify to open a workers' compensation case. Workers' compensation is a health benefit similar to health insurance that only goes into effect when an injury or illness is sustained as a result related to their job. The system has two main components where the employer will either pay the costs of medical care, or they will pay the client to replace their wages.

Under state law, all Ohioans, with few exceptions, have a right to this compensation system. The state law also holds all employers responsible for carrying a workers' compensation policy. All employees can receive workers' compensation if they sustain a job-related injury or illness as long as they are not found to be under the influence of any kind, fighting with another employee, or breaking company policies at the time of the incident. After the incident, employees are encouraged to seek medical attention immediately, file an incident report with the company, and then file a claim.

With us, you can ensure we will fight to ensure you receive the compensation you deserve. It is better to seek an experienced attorney to help you navigate our tricky legal system than to go through yet another hardship. Seek assistance today to ensure you are compensated for your medical bills or missed wages. Visit our website to learn more!

What Do Personal Injury Attorneys Do?

 Personal Injury Attorneys Work For You.

Our Personal Injury Attorneys at Badnell & Dick Co., LPA, have a combined experience of thirty years negotiating and working with insurance companies to get you what you deserve out of your claim. We do not work with or for insurance companies; we only work for you and strive to bring you the compensation you deserve while also allowing you time to recover from your injury. We take so much pride in our work, we do not see a dime of what you pay us until we succeed in recovering money for you!

So, you may be wondering, when is a personal injury attorney needed? Many times, in instances such as car accidents or any other situation when an individual is a victim of an injury, they can seek legal help to receive financial compensation. This could be used to cover damages, medical bills, or compensation for missed work time. 

Additionally, personal injury attorneys specialize in tort law. This type of specialization covers instances where one loses income, suffers mental or physical pain, or damages property. In the context of what most personal attorneys work for is a negligent tort, these are common accidents ranging from motor vehicle collisions to slip and fall cases. When a client faces this kind of accidental mistreatment, they often miss time at work recovering from the incident or lose money paying for medical bills. That is what we are here for, we want to ensure you walk out of the courtroom without worry of how you will pay your bills. It is not your fault that accidents happen and we promise to make it right.

Common encounters with personal injury attorneys consist of them assessing your situation first. They will explain how much time you have to file a lawsuit and explain your rights to you. As the case goes on, they will advise you by explaining complex legal terms and phrases, then they work for you by representing you in court and presenting your case. 

A personal injury attorney does more than you may think. They start and end your case working as hard as they can to see you get the compensation you deserve. And, if they fail, they do not see a dime until you do. We will be here for you, let us work your case today. Visit our website to read more about our dedicated attorneys or call us at 800-234-9511 to talk about your situation!

Make your Financial Decisions Easier with Badnell & Dick

Find the Best Fit for your Bankruptcy Claim.

As many of us have figured out, life is hard. Inevitably, debts will happen, and financial decisions will become a burden. Sometimes when you fall too deeply into debt, bankruptcy will be your ultimate decision. This decision should not be hard when you already have enough on your plate, and this is where we come in. At Badnell & Dick Co. LPA, we, with 25 years of service, will gladly help you in your time of need.

We offer two types of bankruptcy claims you can make with our attorneys: chapter 7 and chapter 13. Our experienced attorneys, with offices in Columbus, Dayton, Mansfield, Lima, and Canton, make the process of filing for bankruptcy easy and accessible for all of our clients. 

Chapter 7 allows individuals to discharge their debts, giving them a fresh financial start. Examples of debts that can be discharged include medical bills, credit cards, payday loans, repossessions, and civil judgments for vehicle accidents. The process only takes four to six months, and after your case is settled, you will learn how to manage your finances.

Our other option is a chapter 13 bankruptcy claim. This is open to individuals with a regular income who wish to pay off debts throughout a period of time and discharge other debts that are not paid. The process for this type of bankruptcy takes much longer because it gives the debtor time to repay their debts, which is usually 36-60 months for the case to settle. 

Bankruptcy comes with its own set of complications. We can help make the process easier. At Badnell & Dick LPA, we have experienced attorneys in offices around Ohio to make our clients’ lives easier during this time of financial crisis. If you are experiencing financial difficulties, call us today at (800) 234-9511 or visit our website to set up a free no-obligation consultation!

Is Bankruptcy Right for You and Your Credit?

 

Bankruptcy sounds terrible, but it's not the end of the world. It may even be the right option for you. Many patrons in the Mansfield, Columbus, and Canton, Ohio areas looking to file bankruptcy have done so successfully. Bankruptcy can alleviate a lot of everyday stress that could be detrimental to your health. It stops collection calls, lawsuits, threat letters in the mail, and the potential for wage garnishments. In a clear sense, it erases your debt. Despite what you’ve heard about the scary facts, bankruptcy may help your credit scores. So truth be told, credit bureaus and scoring experts often say bankruptcy is the single worst thing you can do to your credit and your ranking for future borrowed purchases. There are foreclosures which is the legal process by which a lender attempts to recover the amount owed on a defaulted loan by taking ownership of the mortgaged property and selling it; repossessions can occur when a credit account is delinquent, the lender can take action to repossess the property tied to the loan without notice, charge-offs are taken off the creditor's balance sheet when a payment is between 90 and 180 days past due. If no payment is made, creditors assume the debt is unlikely to be paid, and then the dreaded collections. Although these are severe factors for your score — nothing else can drive you down as fast and far as a bankruptcy. 

The critical thing to know is that’s not the whole story. Most people struggle so long with their debt that their credit is already battered by the time they file for bankruptcy. Once they decide to take the leap of faith, their scores typically rise, not fall. If the debt is erased or, as the court states, as a “discharge,” your score can begin to increase, and within a year, you may be way better off.
Having the right attorney can help you discharge your debts and help you identify which type of bankruptcy filing is right for your situation is crucial. At Badnell & Dick Co. L.P.A, we're here to help walk you through the process. To learn more, call 800-234-9511 or visit us online at www.badnellanddick.com.

Common Types of Personal Injury Claims

 

       Personal injury is a very broad field of law that includes several types of injury. Some may not know what you can file a personal injury claim for, so we are going to go a bit further into this field of law and explain some situations that may happen that you can and should file for if you fall under one of these categories.     

        

    The first instance would be a motor vehicle accident. Each year, millions of people are either injured, or killed in motor vehicle accidents. If you have been injured in a car accident, either as a driver, the passenger, or the pedestrian, you may be entitled to monetary compensation for your personal injuries and financial loss. Getting the right attorney could make a world of difference when filing these types of claims.

    Another instance would be if you have experienced medical malpractice. When a doctor, nurse, hospital, or other medical professional is being careless it often causes serious injury. Medical malpractice happens when a medical professional misdiagnoses you, gives you improper treatment, makes surgical, medical, or pharmaceutical errors, or causes injury to your child at birth (these are mistakes that are made during the delivery of your baby.) If you have experienced anything like this, then you could file a personal injury claim.

    There are many things that fall under the personal injury category, such as a wrongful death, nursing home abuse and neglect, animal bites, and food poisoning to name a few, but we want to talk about one more that we see get overlooked way too often and that is a workplace accident. When you get hurt while on the clock, generally you are not allowed to bring a personal injury lawsuit against your boss, instead you need to claim workers compensation. In doing this, your employer will be required to provide benefits to that injured employee. This can include medical treatment, temporary disability, temporary total disability, or a lump-sum payment. If you are ever injured at work do not hesitate to file. 

    

    At Badnell & Dick Co. L.P.A. we have personal injury attorneys with over 25 years of experience. If you are in a situation where you need help and don't know where to turn for your personal injury case, call us. We can help you win your case and the money that you deserve. 

    

      Disclaimer: The materials on this website are for informational purposes only and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem. 

Steps to Filing for Bankruptcy

 

    Making the decision to file for bankruptcy is huge. There is so much to consider when deciding on whether or not you should file, like what all of your options are, understanding what bankruptcy will and will not do for you and getting ready to face the consequences of filing. We have compiled a list of step you should be taking when filing for bankruptcy below:

 1. Find a good attorney. You want to find an attorney who you can trust that is familiar and experienced with bankruptcy law. You may find them from a family member or friend who needed their services, or by searching online for an attorney. You want to remember however, that the cheapest attorney is not always the best way to go, so be careful who you choose, and take time to make your decision.  At Badnell and Dick, we have over 25 years of experience in Bankruptcy law and can help guide you through even the most difficult tasks and help you win your case. 

2. Next you will want to conduct a Bankruptcy counseling session. The bankruptcy process requires that you attend two mandatory credit counseling sessions. The first round of pre-filing counseling happens before you file your paperwork with the courts. This is where you will discuss you budget and pro's and con's of filing. 

3. After counseling, you will file with the court. At this point it will appear on your credit report and creditors have to stop calling you and making attempts to collect your debt. 

4. Depending on what type of bankruptcy you have filed, the next step may involve liquidating any assets of value to repay the creditors. If you file a chapter 7 case and have no assets of value, then they will do what is called a "No assets case" and the courts will not sell your property. You do need to let your attorney know if you have any property that you want to keep secured. 

5. Next you will have to take a Debtor Education Course. You have to take this course before all of your debts are discharged. 

6. Finally, your debt will be discharged. You will no longer be expected to pay back the creditors included in the bankruptcy. While this is great you have to remember that this is only the beginning. The next steps are to start rebuilding your credit.

If you or someone you know is thinking of filing for bankruptcy, do yourself a favor and call Badnell and Dick Co. at 800-234-9511. If you have any questions or concerns you can visit our website and look into our FAQ's. We have over 20 years of experience and four different offices for your convenience. We will fight to win your case. 

Federal law requires the following statement: We are a debt relief agency.  We help people file for protection under the bankruptcy code.